Chilliwack First time home buyer

I thought I would write a bit if you are thinking of buying some real estate for the first time. Did you know there is a home owners tax credit available to you. I have copied and pasted some of the details here from the Governments web site.That address is

http://www.cra-arc.gc.ca/gncy/bdgt/2009/fqhbtc-eng.html

. What is the Home Buyers' Tax Credit (HBTC)?

For 2009 and subsequent years, the budget proposes to introduce a new non-refundable tax credit, based on an amount of $5,000, for certain home buyers that acquire a qualifying home after January 27, 2009 (i.e., closing after this date).

2. How is the new HBTC calculated?

The HBTC is calculated by multiplying the lowest personal income tax rate for the year (15% in 2009) by $5,000. For 2009, the credit will be $750.

3. Who is eligible for the HBTC?

An individual will qualify for the HBTC if:

  • they acquire a qualifying home; and
  • neither the individual nor the individual’s spouse or common-law partner owned and lived in another home in the year of purchase or any of the four preceding years.

So if you are thinking of buying real estate in Chilliwack or surrounding areas now is the time, interest rates are still low and there is a good choice of homes to view, so  give me a call to find the perfect home for you.

 

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